Finance

Determining How Much Your Personal Injury Claim Could Be Worth

Whether it's a slip and fall or auto crash, when you are involved in an accident you may quickly begin to wonder how much compensation you are entitled to. Compensation for injury is often referred to as "damages." Damages can include monetary compensation for mental anguish, cost associated with medical care, damage to your property, and the loss of employment or employment benefits. Using several different calculation methods and assessment strategies, your attorney can determine exactly what Read more [...]

Bad Credit and Business Financing: What Your Credit History Says About You

Obtaining the necessary financing for your business startup requires one key ingredient – a good credit score. While there are plenty of products out there for business owners with bad credit, the opportunities are far and few in between, and can cost you a great deal of money in interest rates alone. Before you start filling out applications to receive funding, you have to ask yourself one very important question: “When lenders look at my credit report, what is it they see?” Poor Money Read more [...]

Putting the Customer First: Why You Need to Provide Real-Time Billing Solutions

Financial implications can be a burden to all business owners. A customer’s inability to pay for your services can leave you in financial hardship. Having an up-front approach to billing and financial matters is critical for all industries. As a consummate professional, you are probably keen to make sure that your clients do not have any surprises when it comes to invoicing. Having an obvious billing solution will inspire customer confidence in your product.   There are many firms that Read more [...]

Increasing Efficiency and Loan Output in Today’s Lending Market

If you are a lender, then you understand how difficult it can be to stay organized. Managing several difficult consumer loans can be time consuming. Just the initial application process takes a lot of time. In order to mange the data involved and minimize errors, a loan origination system can help lenders with the loan process. According to CUDirect.com, this type of software minimizes some of the risk that occurs with loaning money.  It can also improve efficiency and output during the lending Read more [...]

The Essential Basics of Precious Metal Investment

People who are looking to build an investment portfolio often immediately think of stocks and shares. But there is a range of assets that anyone can invest in. Precious metal is one of the areas of investment where you can find a relatively solid market. Although the value of silver and platinum isn't as stable, gold prices tend to have a generally upward trend. Getting started with investing in precious metals isn't too difficult. You should first research different metals and the ways you can invest Read more [...]

How Exchange Rates Work

If you're a businessman looking to move your money across borders or even considering setting up shop in an entirely new country, then your decisions and your business model are going to be heavily influenced by exchange rates. To people new to them, they may seem like a random series of numbers that have little bearing on your money. But they could be the difference between making and losing millions. Here are some of the factors that influence them and that you should be aware of before investing Read more [...]

A Simple Guide: Understanding the basics of Payday Loans in the Current Climate

The demand for payday loans is on the rise, and one of the factors that contributes the most to this growing financial trend is the rise in the cost of living in the UK. With inflation figures seeing an upswing, it is only natural that those with limited financial resources need to find other alternatives to make ends meet. With a hike in living expenses, it is getting tougher by the day for the average person to budget and keep money aside in the till for an emergency. So when is it OK to get a Read more [...]

Payday Loan Interest Rates Capped at 0.8%: Will It Help or Hinder Borrowers?

Experts have predicted that the latest proposed capped rate of 0.8% on payday loans will shrink the industry by 42%. So what does this mean for borrowers? The capped rate is designed to protect borrowers from paying back more than they need to.   However, there is a concern that it will force some lenders to close down, leaving fewer options for those who need emergency cash.   How will it affect borrowers? According to the BBC, it’s thought that the new cap will come Read more [...]

The Dog Ate My Invoice” & 8 More Awful Late Payment Excuses

If you're a small to medium sized company (SME) and have been in business over the past 5 years, I'm willing to bet that you've probably heard it all when it comes to excuses for late payment from your clients. The figure for debts owed to SMEs seems to grow month on month. In July 2014, the debt burden on small businesses is reported to have hit the £40 bn mark, rising from its previous £37 billion peak in 2012. In such a sticky (not to mention financially precarious) situation, there's very Read more [...]

June sees improvement in small business funding

Everlines' Business Loan Explained resource is a good place to start In June 2014, the Office of National Statistics (ONS) revealed figures that seem to suggest that investment in Britain’s small and medium sized enterprises may finally be on the move once again.   Istock photo In a story dated June 2014, the BBC commented on the ONS statistics which showed that investment in business increased by 5% during the first quarter of the year, almost doubling an earlier estimate Read more [...]